Do you know you can transfer money from one account to another through the phone, even without the Internet? Yes, offline UPI payment can be helpful, especially in weak network coverage. It is a USSD code-based service.
UPI Payment Can Be Done Even Without Internet
The UPI offline payment number is *99#. With this number, you can use the UPI service without the Internet. This service works for people living in different states and cities nationwide.
The National Payments Corporation of India has started this service. To use it, dial the USSD number from your registered mobile number.
What Is The Limit Of Offline UPI Payment
The offline UPI payment limit has also been fixed for users. Using this service, users can make transactions up to Rs 5000. However, it is important to mention that a charge of Rs 0.50 is also levied on every transaction using this payment method. First, offline UPI payment needs to be set up for payment without the Internet. This setup is a process of a few minutes-
Set Up Offline UPI Payment Like This
- First, enter the *99# code from the phone’s dialer.
- Now you have to choose your language.
- Now, you have to enter the bank’s IFSC code.
- Now, you have to select your bank account.
- Now, you have to enter the last 6 digits and the expiry date of your debit card.
- If all the details are found correct, the UPI feature gets activated.
How To Make UPI Payments Without the Internet
- First, enter the *99# code from the phone’s dialer.
- To send money, you have to select 1.
- Now, you must provide the information of your UPI ID and mobile number to which you want to send money.
- Now you have to enter the amount to be sent.
- You have to confirm your transaction.
- Now, you have to enter the UPI PIN.
- After entering the PIN, the payment is completed.
