Nothing is known about time. It is impossible to say when and who will get what kind of disease. Nowadays, there are many types of diseases in the world. Hence, it is very important to have health insurance. People buy health insurance, but when the need arises, the company rejects your claim. On this, Rakesh Goyal, Director, Probus Insurance Broker, explained the reasons for rejecting health insurance claims. Know all the details of this news.
Any Chronic Disease
If someone has a chronic disease, this claim may be rejected because most insurance companies reject or reject the related claims.
Illness Not Covered By Insurance
Whenever you take insurance, you must check which diseases the company covers. The claim is rejected if the disease you claim is not mentioned in the disease list.
No Authorization
Some specific diseases require pre-approval or authorization from insurance companies. This means that if you are undergoing treatment for a disease that requires pre-approval or authorization, then get the treatment done only after getting approval from the insurance company. Because of this, the claim may be saved from being rejected.
Missing The Deadline
Every insurance company gives a deadline to file a claim. If that time passes, then it becomes difficult to file a claim.
Health insurance covers your medical or hospitalization-related expenses. It would be best to keep these things in mind while taking health insurance because a small mistake can lead to the rejection of your claim. The worst thing is having your health insurance rejected when needed. If you plan to take health insurance, keep these things related to the claim in mind beforehand so that you do not face any problems in future.
