According to a report released last year in 2023, there has been an increase in the number of cyber crimes in the country. Now, loans have also been included in cybercrime. To commit cyber fraud, many people take a loan in the name of another person. There has also been a rise in the number of these frauds.
Fraudulent people take fake loans in the name of another person. The amount taken in the loan has to be paid by the person in whose name the loan is taken. The number of such frauds has increased. Today, through this article, we can quickly tell you how you can check whether any other person has taken a loan in your name. If someone has taken a loan, then where can you complain about it?
Check Here: How Many Loans Are In Your Name?
If you want to check how many loans have been taken in your name, you can check it from your CIBIL Score. In the CIBIL score, you can know the loan details and its details. If there is any fake loan in your name, you can get information about it from the CIBIL score.
What Is CIBIL Score?
Whenever a person takes a loan, he checks his CIBIL score. CIBIL score shows a person’s financial status. If a person has a good CIBIL score, he can quickly get a loan, but if he has a bad CIBIL score, he faces difficulty getting a loan. The CIBIL score gets spoiled when you do not make any loans or credit card payments on time. If your CIBIL score is wrong, you can join the list of defaulters.
There are many credit bureaus in the country where you can check your credit report for free. You can also quickly check your CIBIL score on many online platforms. The facility to check CIBIL scores for free is also provided on bank apps.